The Guardian

The Guardian

The Guardian is a British national daily newspaper

Founded in 1821, it was known as The Manchester Guardian until 1959. From its beginnings as a local paper it has grown into a national paper associated with a complex organisational structure and an international multimedia and web presence. The Guardian is currently edited by Alan Rusbridger. Its sister papers include The Observer (a British Sunday paper) and The Guardian Weekly. It has two online outlets based outside the United Kingdom, Guardian Australia and Guardian US.


In August 2013, The Guardian in paper form had an average daily circulation of 189,000 copies, behind The Daily Telegraph and The Times, but ahead of The Independent.[3] The newspaper's online edition was the third most widely read in the world as of June 2012.[4] Its combined print and online editions reach nearly 9 million readers.[5]

Founded in 1821 by John Edward Taylor in Manchester with backing from the non-conformist Little Circle group of local businessmen, The Manchester Guardian replaced the radical Manchester Observer, which championed the Peterloo Massacre protesters. The paper currently identifies with social liberalism. In the last UK general election in 2010, it supported the Liberal Democrats, who went on to form a coalition government with the Conservatives. The paper is influential in the design and publishing arena, sponsoring many awards in these areas.

The Guardian has changed format and design over the years, moving from broadsheet to Berliner. It has become an international media organisation with affiliations to other national papers with similar aims. The Guardian Weekly, which circulates worldwide, contains articles from The Guardian and its sister Sunday paper The Observer, as well as reports, features, and book reviews from The Washington Post and articles translated from Le Monde. Other projects include GuardianFilm, the current editorial director of which is Maggie O'Kane.

Notable scoops include the newspaper's breaking of the News International phone hacking scandal in 2011, particularly with the revelation of the hacking of murdered teenager Milly Dowler's phone.[6] The investigation brought about the closure of one of the highest circulation newspapers in the world, the News of the World.[7] The newspaper also broke news of the secret collection of Verizon telephone records held by Barack Obama's administration in June 2013,[8] and subsequently revealed the existence of the PRISM surveillance program after it was leaked to the paper by NSA whistleblower Edward Snowden.[9] The Guardian was named newspaper of the year at the 2014 British Press Awards, for its reporting on government surveillance.</div>

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Manchester City F.C.

Manchester City Football Club is a Premier League football club in Manchester, England. Founded in 1880 as St. Mark's (West Gorton), they became Ardwick Association Football Club in 1887 and Manchester City in 1894.

The club has played at the City of Manchester Stadium since 2003, having played at Maine Road from 1923. The club's most successful period was in the late 1960s and early 1970s when they won the League Championship, FA Cup, League Cup and European Cup Winners' Cup under the management team of Joe Mercer and Malcolm Allison.


After losing the 1981 FA Cup Final, the club went through a period of decline, culminating in relegation to the third tier of English football for the only time in their history in 1998. Having regained Premier League status, the club was purchased in 2008 by Abu Dhabi United Group and has become one of the wealthiest in the world.


In 2011, Manchester City qualified for the UEFA Champions League and won the FA Cup. The following year, they won the Premier League, their first league title for 44 years. In 2014, they won the League Cup and a second Premier League title

History

City gained their first honours by winning the Second Division in 1899; with it came promotion to the highest level in English football, the First Division. They went on to claim their first major honour on 23 April 1904, beating Bolton Wanderers 1–0 at Crystal Palace to win the FA Cup; City narrowly missed out on a League and Cup double that season after finishing runners-up in the League but City became the first club in Manchester to win a major honour.[4] In the seasons following the FA Cup triumph, the club was dogged by allegations of financial irregularities, culminating in the suspension of seventeen players in 1906, including captain Billy Meredith, who subsequently moved across town to Manchester United. A fire at Hyde Road destroyed the main stand in 1920, and in 1923 the club moved to their new purpose-built stadium at Maine Road in Moss Side.


A group of thirteen men, eleven in association football attire typical of the early twentieth century and two in suits. A trophy sits in front of them

The Manchester City team which won the FA Cup in 1904

In the 1930s, Manchester City reached two consecutive FA Cup finals, losing to Everton in 1933, before claiming the Cup by beating Portsmouth in 1934.During the 1934 cup run, Manchester City broke the record for the highest home attendance of any club in English football history, as 84,569 fans packed Maine Road for a sixth round FA Cup tie against Stoke City in 1934 – a record which still stands to this day.The club won the First Division title for the first time in 1937, but were relegated the following season, despite scoring more goals than any other team in the division. Twenty years later, a City team inspired by a tactical system known as the Revie Plan reached consecutive FA Cup finals again, in 1955 and 1956; just as in the 1930s, they lost the first one, to Newcastle United, and won the second. The 1956 final, in which Manchester City beat Birmingham City 3–1, is one of the most famous finals of all-time, and is remembered for City goalkeeper Bert Trautmann continuing to play on after unknowingly breaking his neck.


After relegation to the Second Division in 1963, the future looked bleak with a record low home attendance of 8,015 against Swindon Town in January 1965. In the summer of 1965, the management team of Joe Mercer and Malcolm Allison was appointed. In the first season under Mercer, City won the Second Division title and made important signings in Mike Summerbee and Colin Bell. Two seasons later, in 1967–68, Manchester City claimed the League Championship for the second time, clinching the title on the final day of the season with a 4–3 win at Newcastle United and beating their close neighbours Manchester United into second place.Further trophies followed: City won the FA Cup in 1969, before achieving European success by winning the European Cup Winners' Cup in 1970, beating Górnik Zabrze 2–1 in Vienna.City also won the League Cup that season, becoming the second English team to win a European trophy and a domestic trophy in the same season.






The club continued to challenge for honours throughout the 1970s, finishing one point behind the league champions on two occasions and reaching the final of the 1974 League Cup. One of the matches from this period that is most fondly remembered by supporters of Manchester City is the final match of the 1973–74 season against arch-rivals Manchester United, who needed to win to have any hope of avoiding relegation. Former United player Denis Law scored with a backheel to give City a 1–0 win at Old Trafford and confirm the relegation of their rivals. The final trophy of the club's most successful period was won in 1976, when Newcastle United were beaten 2–1 in the League Cup final.

Top 5 Considerations Startup Business Loans

If you want to start your own company it will take a little money to get started and on your feet. Banks put many things into consideration when you ask them for money for startup business loans. Here are five of the most important considerations when you want money from a bank for a loan for your new company.

1.When you want to get money from a bank the first thing they will consider with startup business loans is your credit. You should have a healthy credit score that looks great. If your credit is bad it tells a lender that you do not repay your debts and this may stop you from getting a line of credit.

2.Experience is a big factor when you are hoping for startup business loans. You should have years of experience in the line of work you want to start your own business and you should be able to convince the bank you are the right person to open the company. A bank may think you have the best idea ever but if they do not think you are skilled enough for the company to generate revenue or to manage the business they will not lend you any money.

3.Assets are another factor that lenders want to see. When you are trying to secure startup business loans you should have some assets worth money that the bank can secure if they feel they need it. If you have nothing worth any value and you are asking for money to begin your own business you will probably be turned away. Banks want to see you are serious and when you secure assets with the money they know you are.

4.Gather some money down for the startup business loans. The best way to show a lender that you are serious about your new company is by having a healthy chunk of money as a down payment. When you have 20% to 25% down payment for your startup business a bank is more willing to talk to you. A good size down payment may even make a bank look past your bad credit.

5.If all of the factors above do not fall in your favor you might try and find someone who can co-sign a loan with you. A lender will want to know if you have someone who will back you that you are good for the money. This person will need to have good credit but they can be considered as a silent partner in your endeavors. In most cases a friend or family member is the best person to ask to cosign startup business loans.

If you are looking for money for startup business loans you should consider many things. A bank will want to know that you are financially in a good position, qualified to run the business, why the business will do well and many more things. Securing a loan is important but you may need a down payment, good credit, assets, or even a co-signer.

No Credit Loans- Cash Amount with No Credit at All

Introduction:
No credit loans means these are the loans which do not involve credit checking and are available for the borrowers having No credit history at all. These loans are a way to get a loan even if you had a bad credit. These loans are used to solve temporary and emergency financial crisis. Bad credit loans are not less than a blessing to the borrowers who are going through from bad credits or possessing absolutely no credit records. This is the easiest and most reliable way to find money for any of your personal reason like your immediate unexpected expenses, medical expenses, and home improvement and so on. When your next pay check arrive, the payment will be made to the lender from your check account directly without giving you any coherence and discomfort.

Features:
No credit check loans are the ideal solution to overcome from the cash deficiency and financial crunches. You can avail these loans with no collateral and no credit check carried out. It helps acquiring easy cash with instant approval without going though from hassled task of documentary and paper works. No collateral pledging means no risk involvement of staking a valuable asset. No credit loans are specially benefited to those borrowers who are going through from adverse credit records and can have one more good option to improve their credit scores by timely repaying the loan amount. It has online application which is easy and quick in nature.

If you really need some fast cash and cannot wait till your next paycheck to arrive, you can have easy funds from no credit loans without fulfilling special formalities instead you just need to fill a simple online application form with required information to be mentioned in the form and submit it to the lender's website. The loan money will get transferred in your check account with no delays and discomfort faced by you. You can use the loan amount for nay of the purpose without being interfered by the lender about the spending. It is the sensible way to sort out the temporary financial issues. You can get the loans online without much hassle without going to the local loan shop or lender's office and face the actual person.

Requirements:
The applicant has to fulfill the various requirements to have the cash from loans for people with no credit history. The applicant should have some of the easy requirements like he should be employed from the past six months under the same organization. He should earn steady income of at least £1000 per month. He should be permanent UK resident with the age of eighteen years or more. He should also acquire a valid and lively bank account under his name which should not be more than three months old. The bank account should be under his name. He should be employed in a reputed company and earn not less than £1000 per month.

Loans for bad debt: Best financial support at times of crisis

If you are tensed due to your old and pending debts and your monthly salary is not enough to pay your unlimited debts instantly then take assistance of loans for bad debt. These loans are chiefly designed for those people who are unable to pay their old debts due to shortage of funds. A bad debt is a situation where a borrower is besieged by one or many imminent loans to be paid back. These problems are mainly faced by those borrowers who are in practice of taking irregular loans. Bad debt can directly harm your credit score ratings which fall down intensely. Loans for bad debt are the feasible financial obligations when you are amid by debt payment problems.

These loans are available in both secured and unsecured forms. The people can select the form of loan according to their needs and money requirements. Those people have good credit records and require much amount for long term period secured form of loans will be the right selection. Under secured loans people can avail amount range form £5,000 to £75,000 for the repayment term of 5-25 years. The people have nothing to keep as security bad debt tenant loans will be the best loan option for them. These loans are unsecured by nature. Means people who live as tenants & non-homeowners can easily apply for these loans and avail amount range from £1,000 to £25,000 for the repayment term of 5-25 years.

The interest rate of secured loans is less than unsecured loans because of availability of security. But if you are opting unsecured loans then you are obliged to pay relatively higher rate of interest but it is free from security procedure. Proper analysis of market can avail you better rate of interest option. Most important part of these loans can be its timely repayment. Otherwise delaying in payment can cause you extra amount. All type of Bad credit ratings such as CCJ, bankruptcy, late payments, defaults, IVA etc will not create problems in the way of availing funds. All type of credit records and poor history is acceptable. So whatever your condition apply with these loans and access quick funds.

You can access the amount for any of your personal or professional purposes freely. The use of amount is completely dependent on you. You may use the loan amount for paying various bills, buying raw material for production, paying old debts, buying new car, pay installments of house loans etc. The best way to obtaining these loans can be its online application system. Where a form is requisite to be filled with proper details and submit it online. Once the application has been approved your amount can be transferred into your bank account.

Bad debt loans can give you the support at times when no one is ready to help you. It offers you proper funding without following trickier procedure.

Protect Yourself Against Online Relationship Scams

Searching for romance over the Internet has become more and more popular over the years. Online dating is nearly a billion dollar industry and scammers are cashing in on the trend, taking advantage of unsuspecting men and women.

Every day, scammers target hundreds of online daters, and many have fallen prey to scams that cost online daters, on average, of more than $3,000. They do it by posing as women overseas and send you a note through an online dating service. They pretend to be interested in you and provide their "email address" so that you can continue communicating offline.

Scammers use email to try and build an online relationship with you and they eventually profess their love. Once you do too, the scam kicks into high gear. An "emergency" (mother hospitalized, surgery needed) suddenly arises and they ask for money. Or they say they want to meet you, but need money to apply for a VISA to come see you. Little does the victim know that he's talking to professional con artists and has likely been communicating with another man, not a woman! The scams can get quite complex, including men hiring a girl to call you and pose as your online love interest.

You can avoid being a victim of online relationship scams by taking note of these warning signs:

Being Asked for Money

This is the most telltale sign of a scam. No matter what you think or what other people might say, it just isn’t a normal behavior to ask for money if you've never met someone in person. Scammers are quite creative – they will ask you to help with airfare so they can come and visit, cash a check, help out with an emergency for you to send a money order and so on. Some will ask for money fairly quick and others will show patience while trying to build a relationship with you, getting you to fall for the imaginary person in the profile they set up.

Initiating First Contact

Scammers virtually always are the first to initiate contact with you. If you get an email (or wink) from someone overseas, it's best not to respond.

Wanting to Communicate via Email

An online scammer will want to take your communications to email as soon as possible because they know their profile may soon be deleted when an online dating service notices their pattern of emailing people. So many times in the very first or second email they will give you an email address and ask you to email them.

Fake Pictures

Some scammers will cut or scan photos from magazines. Trust your instincts. If you feel the photo is suspicious, chances are it’s probably a fake. But that's not always the case, as many scammers will actually steal someone else's photo and post it. Photos are usually of a very beautiful woman. Don't fall for it.

Unwillingness to Share Information

The person you are talking to showers you with attention and he seems to be overly interested in everything about you, yet doesn’t share a lot of information about themselves. If they are avoiding your questions like a seasoned politician, then run..

Messages Vary

If you are exchanging emails with someone overseas, watch out for inconsistencies like a variation in the style of the email, language differences, repetitive statements, etc.. The scammer who initiated the communication with you may not always be the same one that carries it through. If something doesn't seem right about the emails you are receiving, then its not right.

Besides looking out for red flags you can take other measures to further protect yourself:

1) Be the one always initiating communication via online dating services.
2) Guard your privacy.
3) Communicate with people locally, not overseas.
4) Trust your gut instinct from the start.
5) Never reply to communications from someone who sends you a note and immediately includes their email address for you to continue the communication.

Many people have fallen prey to online relationship scams. In one case, two men showed up at the same airport to meet a girl from overseas that they had sent money to for her "flight". Both were left holding flowers at the airport staring at each other. They had apparently been duped by the same scammer.

While it is true that there are many people who find life partners over the Internet, it is best to always be on your guard when using online dating services. Don't get scammed!